How do you know when to rewrite square trinomials and difference of squares binomials as separate factors? How can sums and differences of cubes be identified for factoring?

Graham’s monthly bank statement showed the following deposits and withdrawals. -$25.20, $42.75, -$22.04, -$18.50, $74.11. part a if grahams baldness in the account was $37.86 at the beginning of the month,! 27/4! 2// the account balance at the end of the month? ? plz i will give you 100 points