Melody made contributions to a Roth IRA over the course of 38 working years. Her contributions averaged $3,250 annually. Melody was in the 28% tax bracket during her working years. The average annual rate of return on the account was 7.5%. Upon retirement, Melody stopped working and making Roth IRA contributions. Instead, she started living on withdrawals from the retirement account. At this point, Melody dropped into the 25% tax bracket. Factoring in taxes, what is the effective value of Melody's Roth IRA at retirement? Assume annual compounding.

In a study of the relationship between socio-economic class and unethical behavior, 129 university of california undergraduates at berkeley were asked to identify themselves as having low or high social-class by comparing themselves to others with the most (least) money, most (least) education, and most (least) respected jobs. they were also presented with a jar of individually wrapped candies and informed that the candies were for children in a nearby laboratory, but that they could take some if they wanted. after completing some unrelated tasks, participants reported the number of candies they had taken. it was found that those who were identiď¬ed as upper-class took more candy than others. in this study, identify: (a) the cases, (b) the variables and their types, (c) the main research question, (d) identify the population of interest and the sample in this study, and (e) comment on whether or not the results of the study can be generalized to the population, and if the ď¬ndings of the study can be used to establish causal relationships.