What is the simplified expression for -4x(1-3)-(2x+2)=-4(5)(1-3)-(2(5)+2)

Jack is considering a list of features and fees for denver bank. jack plans on using network atms about 4 times per month. what would be jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements?

How do i do this activity, is appreciated

What is another way to express 36 +32