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all group life insurance is term insurance. actually it is annual renewable term and it is rated on the average age and claims experience of the entire group, which is called "experience rating." remember, this type of insurance has a 31-day grace period and is convertible to whole life upon leaving employment. a contributory group plan requires that both the employer and the employees pay part of the premium. at least 75% of those eligible must participate, so the group is sure to get most of the healthy employees as well as those that are sick.

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14.29%

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answer: input the dimensions of the room to be painted. click the button to calculate the amount of paint and man-hours needed for this job.

interior paint coverage depends on the brand of paint used. the coverage amount is listed on the label of the paint can. use this to adjust the values in the paint coverage section below. paint usually is applied at 350 to 400 square feet per gallon (primer at 200 to 300 square feet per gallon).

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