Nathaniel got in a bicycle accident on his way to work downtown. He has medical insurance, but not enough money to cover the other 50% of the costs. So he opens up a new credit card to pay his medical bill. Which phrase best describes Nathaniel's financial decision?

Jack is considering a list of features and fees for current bank: jack plans on using network atms about 4 times per month. what would be jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements? a. $44 b. $104 c. $144 d. $176