Christina has $103 earned from babysitting saved at home, and the amount is modeled by the function h(x) = 103. She reads about a bank that has savings accounts that accrue interest according to the function s(x) = (1.03)^(x-1). Explain how Christina can combine the two functions to model the total amount of money she will have in her bank account as interest accrues after she deposits her $103. Justify your reasoning.

→To combine the two functions, you have to multiply them together, like so:

h(x) · s(x)

→This can also be shown as:

The reason as to why you would multiply the two functions together, and not add, is because of the words accrues. Based on the information given, the interest amount of money, which is $103, accrues, which basically means that the money will increase in a pattern, over time. In addition, when a world problem involves a bank and money, multiplication is usually occurring.

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