Ned Bishop delivers firewood to retail outlets in his truck. His driver-rating factor is 3.15. His insurance coverage
includes 25/100 bodily injury and $25,000 property damage. He has
$50-deductible comprehensive and $50-deductible collision. His truck
is in age group D and insurance-rating group 10. Calculate his annual
(a) base premium and (b) premium and then (c) his annual premium if
he gets a 20% discount by increasing his deductible to 200$