A survey of 100 people found that 35 people exercise in the morning, 45 people exercise in the afternoon, and 20 people exercise at night. Tara claims that 35:55, 45:80, and 20:65 are possible ratios from this data. Jim claims that 35:100, 45:100, and 20:100 are possible ratios from this data.

The management of a supermarket wants to adopt a new promotional policy of giving a free gift to every customer who spends more than a certain amount per visit at this supermarket. the expectation of the management is that after this promotional policy is advertised, the expenditures for all customers at this supermarket will be normally distributed with a mean of $95 and a standard deviation of $20. if the management wants to give free gifts to at most 10% of the customers, what should the amount be above which a customer would receive a free gift?