Your average weekly take home wage is $615. You take a one-week paid vacation and a second week unpaid vacation. You have calculated your total annual expenses to be $31,320 per year. What is your cash surplus at the end of the year??

$45

Step-by-step explanation:

As for the information provided,

The weekly rate of wages = $615

In a year there are 52 weeks, thus annual wages = $615  52 = $31,980

But since one week is an unpaid leaves, there will be no wages for such week.

Accordingly, annual wages shall be reduced by wages of a week = $31,980 - $615 = $31,365

Note: When the leaves are paid leaves wages are earned for such period.

Also the annual expected expenses = $31,320

Therefore, expected surplus at year end = $31,365 - $31,320 = $45