A plumber charges a $45 fee to make a house call and then $25 for each hour of labor. The plumber uses an equation in the form y = m x + b to determine the amount to charge each customer. What is the value of m in the equation?

The management of a supermarket wants to adopt a new promotional policy of giving a free gift to every customer who spends more than a certain amount per visit at this supermarket. the expectation of the management is that after this promotional policy is advertised, the expenditures for all customers at this supermarket will be normally distributed with a mean of $95 and a standard deviation of $20. if the management wants to give free gifts to at most 10% of the customers, what should the amount be above which a customer would receive a free gift?