The present value at j12 of a $10,000 payment today, followed by 32 monthly payments of $5000 is $136,335.69. What is the present value of 33 monthly payments of $2000, first payment made today, if these payments earn the same interest rate, j12?

The major difference is that a histogram is only used to plot the frequency of score occurrences in a continuous data set that has been divided into classes, called bins.  bar charts, on the other hand, can be used for a great deal of other types ofvariables  including  ordinal  andnominal  data sets.