3.4 x 10a. solve for the value of a

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Can someone me out here and the tell me the greatest common factor

Fa bus driver leaves her first stop by 7: 00 a.m., her route will take less than 37 minutes. if she leaves after 7: 00 a.m., she estimates that the same route will take no less than 42 minutes. which inequality represents the time it takes to drive the route, r?