Sarah takes home $33,000 per year from her job as a computer repairperson. Her only debt obligations are a car loan payment of $395 and a credit card payment of $110 every month. Help Sarah go through the steps to see if she is in danger of credit overload. Part I: How much money does Sarah take home per month?

Part II: What is 20% of Sarah's monthly take-home pay?

Part III: How much does Sarah spend in total every month towards paying off her debt?

Part IV: Which is greater, 20% of Sarah's monthly take-home pay or the amount Sarah spends in total every month towards paying off her debt?

Part V: Is Sarah in danger of credit overload?