How do you solve for this?

Which of the following is the result of expanding

Jack is considering a list of features and fees for current bank: jack plans on using network atms about 4 times per month. what would be jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements? a. $44 b. $104 c. $144 d. $176

Ofin . (2,4) (2,1) a. y= 2 b. x= 2 c. x= -2 d. y= 2x