Ineed to know the answer to this question

12. the amount of money in a bank account decreased by 21.5% over the last year. if the amount of money at the beginning of the year is represented by ‘n', write 3 equivalent expressions to represent the amount of money in the bank account after the decrease?

Xto the second power plus 14x plus 48. what are the factors? we are doing factoring trinomials with a=1

This is different from the first one can someone me