The function y = 125(1.13)x represents Mr. Clark's recent investments where x is measured in years. Which is NOT true? a
Mr. Clark's money grows by 13% per year
b
Mr. Clark's initial invested $125
c
Mr. Clark earns more money in year one than in year 5
d
After 4 years Mr. Clark will have about $203.81

explanation:

the loan estimate encourages consumers to shop. since it is the lenders who are required to issue a standardized loan estimate in a specific time frame, this way consumers are provided an opportunity to compare lenders and their products. otherwise consumer wouldn't know the benefits offered by other lenders.  

if a loan originator does not provide a loan estimate within 3 business days of receiving a completed loan application, that lender is in violation. lenders are required to issue a loan estimate within 3 days of applying for a loan or within 7 days prior to closing. having a loan estimate has following information.

not having loan estimate won't give you an idea of money to be borrowed.

you get to know your interest rates.

you also get to know if your interest rate can or may vary.

not having a good faith estimate can keep you unaware of aforementioned points.

the forelimbs below belong to four species that descended in a direct line from the ancestral mammal shown above. of the four descendants shown, which species most likely appeared earliest in evolutionary history?