1. Does Mrs Yoh spend her money wisely? Explan your answer 2. Mrs. Yeoh wishes to buy a unit of condominium at RM504000 after six years. If the down payment is 10% of its price, will Mrs Yeoh be able to achieve her long term financial goal based on her current spending behaviour?

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Step-by-step explanation:

1. The attachment shows Mrs. Yeoh's budget amounts in relation to recommended maximum percentages. (Those vary, depending on who is doing the recommending.) In each case, the amounts Mrs. Yeoh spends are reasonable. Her spending is not unwise.

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2. If Mrs. Yeoh wants to save 10% of 504,000 in 6 years, her monthly saving toward that goal must be ...

  504,00/72 = 700

Her current saving of 675 will not get her to this goal.

The price of the condominium Mrs. Yeoh is looking at is more than 6 times her current annual estimated gross income. That generally will mean that she doesn't make enough money to qualify for the loan. (Usually, a bank will want a ratio of 3 or less.)