Which of these is an appropriate attitude to take toward personal budgets?
a. personal budgets are mainly useful for managing financial trouble or getting out of debt.

b. personal budgets are useful regardless of your financial status and can be used by anyone.

c. personal budgets make a good tool for beginners or those just starting out, but those with more experience should try to avoid relying on them.

d. personal budgets are useful for people with many investments or large amounts of wealth, but are largely a waste of time for more average people.

The correct answer is:

B) Personal budgets are useful regardless of your financial status and can be used by anyone.

Explanation:

A lot of beginners do use personal budgets to get themselves on track. Additionally, people trying to save money or get out of debt will create a specific budget to use in order to accomplish their goals.

However, everyone can benefit from a budget. It is important to monitor your spending, regardless of your wealth, in order to adequately plan for your (or your family's) future.

option b

Step-by-step explanation:

34

step-by-step explanation: