Theresa is buying a condo that costs $127,500 She has $8,300 in savings and earns $3,200 a month. Theresa would like to spend no more than 20% of her income on her mortgage payment. Which loan option would you recommend to Theresa? a 30 year fixed, 6 5% down at a fixed rate of 5% b 30 year FHA, 35% down at a fixed rate of 6 5% 30 year fixed, 5% down at a fixed rate of 6 25% 30 year fixed 10% down at a fixed rate of 5.75%