Can someone help me with this question? I already asked my teacher but she got the problem wrong..

In factoring by grouping, what would you have for step 3 for the following? step 1: x^3 +5x^2 +4x+20 step 2: x^2 (x+5)+4(x+5) step 3: ?

Given the choice between receiving $1.000.000 in one month or a single penny-doubled everyday for the period of one month; which option would you choice? show your work to support your answer. (assume that 1 month=30 days)

8000 + 8800 + 8000 + 8 million + 80 trillion + another a katrillion equals