More free points for meh fellow earthlings

Sam makes his sales calls according to a pattern. he travels either north or south depending on the calendar. some of his past trips were as follows: on february 17, april 24, june 10, september 19, and november 3 he drove north. on february 28, may 25, august 22, november 20, and december 18, he drove south. describe sams' pattern. in which direction will sam drive on oct4 and oct 24?

If your annual gross income is $62,000 and you have one monthly car payment of $335 and a monthly student loan payment of $225, what is the maximum house payment you can afford. consider a standard 28% front-end ratio and a 36% back-end ratio. also, to complete your calculation, the annual property tax will be $3,600 and the annual homeowner's premium will be $360.

With both problems. a.s.a.p directions on photo ^