(b³)⁷ × (b⁴)⁵ plz tell me the answer step by step

After the seventh month of a 12-month loan: the numerator is: {(n + 11) + (n + 10) + (n + 9) + (n + 8) + (n + 7) + (n + 6) + (n + 5)} = , and the denominator is: {(n) + (n + 1) + + (n + 11)} = . therefore, the fraction is numerator/denominator (to the nearest tenth) = %

What is the missing statement in step 4? ? rts ? ? vtu and ? rtu ? ? vts ? rts ? ? rvs and ? rtu ? ? stv ? vrs ? ? vru and ? usr ? ? usv ? vur ? ? vus and ? uvs ? ? sru

Present age of man is 45 years, 5 years back his age was 4 times age of his son what is present age of his son?