Algebra 2 question no bs answers

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

Find the value of x. give reasons to justify your solutions! l, m ∈ kn

Each person in an it department of 25 people works on at least one of 3 major projects: system security, program implementation, platform development. 10 people work on system security, 13 work on program implementation, and 12 work on platform development. 4 people work on system security and platform development, 5 people work on program implementation and platform development, and 2 people work on all three projects. how many people work on system security and program implementation?