Spell kid backward's lol ;)

Beth took out a $20,000 loan for college she is borrowing money from two banks. bank a charges an interest rate of 8.5% bank b charges and interest rate of 10.5% after one year alice owes $1860 in interest how much money did she borrow from bank a

This is my question~~ ( r ^ 4 - 2r ^ 3 - 23 r ^ 2 - 4r - 32)÷(r+4) ~~ i must use long division to solve it : / i was wondering if anyone world like to solve it. and if so, share step-by-step explanations! you! ❤

Olive's solar powered scooter travels at a rate of 30 miles per hour. what equation can she use to calculate her distance with relation to the time she traveled? h=hours m=miles 1. h=m+30 2. m=30h 3. m=h+30 4. h=30m