The fact that financial services are more plentiful and easier to access means that
a. consumers need to be better informed about what services are available and what those services cost.
b. most people have all the information they need when they make financial choices.
c. there is less need to plan for financial choices than there was several decades ago.
d. workers need not be concerned about saving for retirement.

18

step-by-step explanation:

draw the shape and you will see that f and k are actually at adjacent vertices (points of the hexagon that are neighboring).   so find the distance between (1,2) and (4,2).   that is easy since (1,2) and (4,2) is just a vertical distance to count, which is 3.   it is a regular polygon which means all sides are congruent.   you have 6 sides (hexa) so multiply 6 by 3 to receive 18.

step-by-step explanation:

one of the most important purposes of surface treatment is to alter surface properties according to the requirement of specific applications. for example, hydrophobic coating has been utilized on windshield and eyeglasses. gold atom monolayer on substrate has become a popular surface bioconjugation strategy.  

the final amount you will pay is $68.04.

the tip is determined by the pre-tax amount, so we calculate the tip based on the original bill, not after we've added sales tax.

to find the tip:

we can divide 54.00 by 100 to get 1% of 54. then we multiply that by 18.

54 / 100 = .54

.54 x 18 = 9.72

tip = 9.72$

to find the tax:

we can divide 54.00 by 100 to get 1% of 54. then we can multiply that by 8 to get 8%.

54 / 100 = .54

.54 x 8 = 4.32

tax= 4.32

now we can add the tip and tax to the bill to get our total.

54 + 9.72 + 4.32 = 68.04

total: $68.04

step-by-step explanation: