Can someone help me thank you!!

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

(fog)(x) if f(x)=x^2- 4 and g(x)=x^2 + 2 x, f(g(x))= f(x^2+2x) (x^2+2x)^2-4 (x^2+2x)(x^2+2x)-4 (x^4+2x^3+5x+4x^2)-4 x^4+2x^3+4x^2+5x-4 what am i doing wrong

Abari owns 100 shares of stock a and 45 shares of stock b. for the past month, his stocks have been fluctuating inversely. stock a decreased by m cents per share and stock b increased by n cents per share. which equation can be used to find the total change in value of jabari's shares per month?