Please help me it's urgent

The cash price of a television is $580.the hire-purchase price of the television is $865.the hire-purchase price is an initial deposit of n% of the cash price and 6 equal monthly payments of $120.find the value of n.

Can someone pls ! pls answer all. no explanation needed..

What is the expression in factored form? -20x^2 - 12x a. 4x(5x+3) b. -4x(5x-3) c. -4(5x+3) d. -4x(5x+3)