What’s the answer? Please help

Which of the following parabolas opens down?

Paco orders an ice cream for $1, but realizes his wallet is at home and he only has 3/20 of $1 with him. if his mom pays the remaining 7/20 of the dollar, how much will she pay? $0.05 $0.15 $0.85 $0.95

Arepresentative from plan 1 wants to use the graph below to sell health plans for his company how might the graph be redrawn to emphasize the difference between the cost per doctor visit for each of the three plans?