1. Which expenses must be covered regardless of income? 2. What is the total for these expenses that must be covered?
3. How much is three to six months' worth of these expenses?

Your realized income is $3,568.35/month.

1. How much do you have in discretionary monies each month?
2. Your goal is to save enough over the next 12 months to have an emergency fund
for 3 months. How much must you save each month to reach your goal?
3. What percentage of your discretionary monies is the answer from Problem 2?

Martha has a deck of cards. she has lost some of the cards, and now the deck only contains nine spades, eleven diamonds, eight clubs, and twelve hearts. martha predicts that whenever she draws a card from the deck without looking, she will draw a club one-fifth of the time. which activity would best allow martha to test her prediction? a. randomly draw a card from the box and see if it is a club. b. randomly draw a card. then, continue to draw another card until all eight clubs are drawn. c. randomly draw and replace a card 120 times. then, observe how close to 30 times a club is drawn. d. randomly draw and replace a card 100 times. then, observe how close to 20 times a club is drawn.