Which of the following statements illustrates the identity property of addition? m + 0 = m

x + y = y + x

g(h + j) = gh + gj

(p + q) + r = p + (q + r)

Margaret is purchasing a house for $210,000 with a 15 year fixed rate mortgage at 4.75% interest she has made a 5% down payment the house is valued at 205,000 and the local tax rate is 3.5% homeowners insurance 600 per year what are her total monthly payment