Winston's annual health insurance premium is $1580. With insurance, his costs for five doctor visits is $125 and medication is $75. His costs for the doctor visits without insurance is $1750 and $325 for the same medication. If the probability of going to the doctor 5 times is 45% and the probability of needing medication is 75%, what is the expected value of health care without and with health insurance? (round to the nearest whole dollar) The expected value of health care without insurance is

The expected value of health care with insurance is