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Can someone me and do the problem plz so i can understand it more better

Scrub a dub toothbrushes are $4.00 each. there is a 10% discount, but there is also a 6% sales tax after the discount is applied. what is the new price after tax? round to the nearest penny

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.