Mayesha purchased a large screen TV for ​$1,000 and can pay it off in ten months with an​ add-on interest loan at an annual rate of 8​%, or she can use her credit card that has an annual rate of 18​%. If she uses her credit​ card, she will pay ​$100 per month​ (starting next​ month) plus the finance charges for the month. Assume that her credit card company uses the unpaid balance method to compute her finance charges and that she is making no other transactions on her credit card. Which option will have the smaller total finance charges on her​ loan?