I need help so please help me :))

In factoring by grouping, what would you have for step 3 for the following? step 1: x^3 +5x^2 +4x+20 step 2: x^2 (x+5)+4(x+5) step 3: ?

An initial investment of $100 is now valued at $150. the annual interest rate is 5%, compounded continuously. the equation 100e0.05t = 150 represents the situation, where t is the number of years the money has been invested. about how long has the money been invested? use your calculator and round to the nearest whole number. years

In 2009, there were 1570 bears in a wildlife refuge. in 2010, the population had increased to approximately 1884 bears. if this trend continues and the bear population is increasing exponentially, how many bears will there be in 2018?