An account earns simple interest.

$1800 at 6.5% for 30 months

A = P(1 + rt)

Where:

A = Total Accrued Amount (principal + interest)
P = Principal AmountI = Interest Amount
r = Rate of Interest per year in decimal;
r = R/100
R = Rate of Interest per year as a percent;
 R = r * 100
t = Time Period involved in months or years

Calculation:

First, converting R percent to r a decimal
r = R/100 = 6.5%/100 = 0.065 per year,
putting time into years for simplicity,
30 months ÷ 12 months/year = 2.5 years,
then, solving our equation

A = 1800(1 + (0.065 × 2.5)) = 2092.5 
A = $ 2,092.50

The total amount accrued, principal plus interest,
from simple interest on a principal of $ 1,800.00
at a rate of 6.5% per year
for 2.5 years (30 months) is $ 2,092.50.

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