Angela's car payment is due january 31. this bill is always paid automatically from her checking account. it is january 30 and angela realizes that she does not have enough money in her checking account to cover the payment. what is angela's best option for handling the payment?

a). call the bank and stop the automatic payment.
b). transfer money online from her savings account to her checking account.
c). try to call the company that holds the car loan and explain the problem and ask them not to accept the payment when it arrives.
d). accept the fact that the bank will charge her for not having sufficient funds in the account to cover the payment.