Which statement best describes how the temperature of the ocean's surface water varies
a. areas with a low salinity have the coldest water
b. areas close to the poles have the warmest water
c. areas at high altitude have the coldest water
d. areas with high density have the warmest water

answer: the value should be used for i in the formula of calculation the monthly payment , the interest rate per period is 0.85.

step-by-step explanation:

the given rate of interest i= 85%

in calculating the monthly payment for a loan with an interest rate compounded monthly, the value of the interest rate per period we use in the formula must be in decimal form.

to convert it in decimal, we divide it by 100, we get

hence, the value should be used for i in the formula of calculation the monthly payment , the interest rate per period is 0.85.