You are looking for your first credit card. you plan to use this credit card only for emergencies and to pay the credit card balance in full each month. which credit card feature is most important?

a. no annual fee
b. low apr
c. generous rewards program
d. no balance transfer fee

Option A is the correct answer.

Step-by-step explanation:

No annual fee is the answer. Out of all the options, this is most important. The annual fee is a yearly fee charged for using a credit card. It is not necessary that all credit cards have annual fee. Only premium and some charge cards have fee.