Why is the apr considered the most important factor to be mindful of in a car loan?

a. the apr a customer determine the true cost of the loan, allowing them to compare many loans and choose the most advantageous one.

b. the current national apr a consumer decide how much they want to spend on a car.

c. the apr determines how many cars a dealership can sell.

d. the apr of a loan is directly related to the quality of the associated car loan.