$3000 in five years. 4% intrest compounded 4 times a year . how much money should tracy deposit?

Going by the attached formula:
(where 'n' is the number of compounding periods per year)
Principal = Total / (1 + rate / n)^ n*years
Principal = 3,000 / (1 + .04 / 4) ^ 4 * 5
Principal = 3,000 / (1.01) ^ 20
Principal = 3,000 / 1.2201900399
Principal = 2,458.63

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