Can anybody solving this problem?

What aspects of lines have to be diffrent

The probability that a student graduating from suburban state university has student loans to pay off after graduation is .60. if two students are randomly selected from this university, what is the probability that neither of them has student loans to pay off after graduation?

Hell . what are the solutions to `10x^2 - 38x - 8 = 0`? is this when i find the factors and use the numbers within the factors to determine the zeros? i hope that made sense lol