A driver-rating factor table and a 6-month basic rate schedule for an automobile insurance policy are shown below. Use this information to answer
the question
DRIVER-RATING FACTOR
Age
Sex
Owner or
Usual Driver
25-29
Both
Yes
Drive
to Work
Yes
No
Yes
No
Rating
Factor
1.65
150
1.25
100
30-19
Both
Yes
Yes
1.15
50-64
Both
Yes
No
Yes
No
0.90
105
080
65 -
Both
Yes
Car Class
Rating
1-10
11-20
21-30
31-40
AUTOMOBILE INSURANCE.
SIX-MONTH BASIC RATE SCHEDULE
Collision Deductible
Comprehensive Deductible
$100
$250 $500 $50 $250 $500
$ 500 S 430 S 370 S140 $130 $110
820 750 690 350 310 280
1140 1040 940 450 410
370
1280 1190 1100 670 610 560
Mary is 25 years old, and she owns her car, which she uses to drive to work.
Her collision deductible is $100, and she does not have comprehensive
coverage. If her car's safety rating is 20, what is her annual premium?