Help please, this is for a test

Can you simplify 4/7? 24 points will be awarded!

Simonne used the following steps to simplify the given expression. 12 - 3(-2x + 4) step 1: 12 + (–3)·(–2x) + (–3)·(4) step 2: 12 + 6x + (–12) step 3: 12 + (–12) + 6x step 4: 0 + 6x step 5: 6x what property of real numbers was used to transition from step 3 to step 4? a. identity property of addition b. inverse property of addition c. associative property of addition d. commutative property of addition

Karen is financing $291,875 to purchase a house. she obtained a 15/5 balloon mortgage at 5.35%. what will her balloon payment be? a. $220,089.34 b. $219,112.46 c. $246,181.39 d. $230,834.98