Janelle likes to keep all her savings goals separate, so she has an account for each one , including an account to save for her college textbooks every semesterShe buys books about every 6 months, with roughly $550 due each time. She likes to save the money up in installments , with auto-deposits from each of her twice monthly paychecks. She's wondering if her online savings account, earning 0.75\% , is still her best option for monthly deposits toward her textbooks . Which account would you recommend ? Why