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Mathematics, 11.05.2021 20:20 VamPL
In question 5 above, you calculated what the schedule would look like if Janet had made one $285.05 payment In
January 2022. You did it by hand, but the Bankrate calculator has a feature that allows you to adjust the entire schedule.
6. Using the Bankrate. com loan calculator, enter in the original loan amount, loan term, and interest rate.
7. Then, click on "Calculate to get the monthly loan payment of $185.05.
8. Click "Show Amortization Schedule" and scroll down to the table. Make sure that the "Start Date" of the
payment in the table is 12/01/2020.
9. Add an extra one-time payment of $100 in January 2022 by clicking "Add Extra Payment". Click "Apply Extra
Payments". If you scroll down to January 2022 in the table, you should see that there is now a one-time payment
of $285.05 for that month.
a. How did the extra, one-time payment of $100 affect the total interest Janet pays on the loan?
b. What was the impact on the number of months it will take Janet to pay off her loan?
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