Wilma owns her home worth $115,000 she owes $6,000 on her car worth $13,000. She has $14,000 in student loans her credit card balance totals $1,720 she has $800 in her checking account and $3,000 in her saving account what is Wilma's net worth?

Me with this assignment ! i only partially understand, so explain. also it's a work sample. at the championship bike race, steve and paula were fighting for first place. steve was 175 feet ahead of paula and had only 300 feet left to go. he was very tired and was going only 9 feet per second. paula was desperate to catch up and was going 15 feet per second. who won the bike race and by how far did she/he win?