3. You owe $1,350.00 on a credit card with a 14.25% APR. You pay $300.00 at the beginning of the month How much interest do you save by paying at the beginning of the month versus
at the end of the month?

Step-by-step explanation:

As an aside, I don't know why Americans don't use a debit card. Usually to figure out what the monthly interest is, you divide the yearly interest by 12

14.25 / 12 = 1.875  and you keep all the decimals.

1350 * 1.875 / 100 = 16.03 is what you save, but there is more. It seems very tiny, but don't be fooled. The credit card company certainly isn't. They will likely round up to 16.04 just so hackers won't make anything if they break into someone's account.

16.04 doesn't seem like much to pay, but realize that if you had to pay it every month, it would be 192.48 a year. That on 1350 is usury.

(x3 + 6x2 + 2x - 6) • (x - 1)

step-by-step explanation:

polynomial long division :

3.2     polynomial long division

dividing :   x4+5x3-4x2-8x+6

                              ("dividend")

by         :     x-1     ("divisor")

dividend     x4   +   5x3   -   4x2   -   8x   +   6

- divisor   * x3     x4   -   x3            

remainder         6x3   -   4x2   -   8x   +   6

- divisor   * 6x2         6x3   -   6x2        

remainder             2x2   -   8x   +   6

- divisor   * 2x1             2x2   -   2x    

remainder               -   6x   +   6

- divisor   * -6x0               -   6x   +   6

remainder                     0

quotient :   x3+6x2+2x-6   remainder:   0