Simplify please (: !

Step-by-step explanation:

When one raises a value to an exponent, one can multiply the current value of the exponent by the number it is raised to. This is the case because raising a value to an exponent is another way of representing that value times itself the number of times that the exponent indicates. Remember, if no exponent is written, then the exponent is (1).

One can apply this here by multiplying every exponent in this problem by (5) since the fraction is raised to the power (5).

Simplify,

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all group life insurance is term insurance. actually it is annual renewable term and it is rated on the average age and claims experience of the entire group, which is called "experience rating." remember, this type of insurance has a 31-day grace period and is convertible to whole life upon leaving employment. a contributory group plan requires that both the employer and the employees pay part of the premium. at least 75% of those eligible must participate, so the group is sure to get most of the healthy employees as well as those that are sick.

step-by-step explanation: