Please help assignment due soon

The gades foundation and hbm corporation are eager to donate generously to their favorite charities. the gades foundation donated $250 in the first month, and each month afterward their cumulative donation total increases by 100$ the hbm corporation donated $64, in the first month, and each month afterward their cumulative donation total increases by 75%. in which month will the hbm corporation's cumulative donation total first exceed the gades foundations' cumulative donation total?

With this question! what is process of elimination? ? p.s. my brothers acc got banned so add his new one @ yamauchiyamyam17

Factor the following expression. 27y3 – 343 a. (3y + 7)(9y2 + 2ly + 49) b. (3y – 7)(9y2 + 2ly + 49) c. (3y – 7)(932 – 217 + 49) d. (3y + 7)(92 – 2ly + 49)