6. Consumers who used ATM's operated by banks paid an average of $2.86 per transaction. New Jersey banks were under the national average at $2.50 per transaction. Murray Mitchell banks at the Fleet Bank and received his bank statement on March 15,2006. He had a $12.50 ATM charge. The bank statement showed a balance of $205.15. Murray's checkbook showed a balance of $1,612.20. Murray belongs to the YMCA and has his monthly membership fee of $28.00 paid through his bank. The bank also pays his monthly New York Life Insurance policy of $14.80. The following checks did not clear the bank: No. 512, $220.15; No. 514, $21.15; and No. 515, $123.60. On the 16th of March he made a $1,720.15 deposit that does not appear on his bank statement. Murray earned $3.50 in interest. Prepare Murray Mitchell's bank reconciliation.